Your ChampionWellness Card Helps With
Over-the-Counter Items, Healthy Foods*, and Utility Assistance*
Eligible Champion Health Plan members may qualify for a ChampionWellness Card* and quarterly allowance to help get over-the-counter items, healthy foods, and utilities assistance.
Depending on the plan, eligible members could qualify for a quarterly allowance to use towards approved wellness items, healthy foods/groceries, and utility bills.*
*Check your Evidence of Coverage (EOC) to see exact terms, benefits, and limitations.
Who can use this benefit:
- Members enrolled in an eligible plan that includes an OTC benefit
- Members with a qualifying chronic condition who meet Special Supplemental Benefits for the Chronically Ill (SSBCI) eligibility rules, which may include diabetes, heart or blood vessel conditions, a history of stroke, late-stage chronic kidney disease, end-stage renal disease, obesity or metabolic syndrome, or cancer (this is not a complete list, and having one of these conditions does not automatically mean you qualify)
- Members who want to use an allowance for groceries, OTC items, wellness products, or eligible utility and phone/internet bills
Over-the-Counter (OTC) Benefits
Use your ChampionWellness card to buy everyday health items approved by your plan and listed in the OTC catalog. If an item is not in the catalog, you cannot buy it with your card.
| Category | Examples |
|---|---|
| Personal care | Lotion, soap, shampoo, toothpaste, toothbrushes, denture care, feminine care |
| Cold, allergy, and pain relief | Cold and flu medicine, allergy products, pain relievers, muscle creams, heating pads |
| Diabetes and digestive health | Diabetes supplies, nutrition drinks, heartburn medicine, probiotics |
| First aid and foot care | Bandages, gloves, wipes, wound care, foot care, antifungal treatments |
| Supports and mobility | Braces, canes, walkers, compression socks, bathroom safety items |
| Home health and safety | Blood pressure monitors, thermometers, COVID tests, pill organizers |
| Incontinence and skin care | Briefs, pads, bed protectors, skin creams, wipes |
| Vitamins and nutrition | Vitamins, supplements, nutrition shakes, weight management foods |
| Oral hygiene | Dental floss, mouthwash, toothpaste |
Healthy Food and Grocery Benefits
If you qualify for Special Supplemental Benefits for the Chronically Ill (SSBCI), you can use your card for healthier foods listed in the OTC catalog. Food items must be in the catalog to be eligible.
| Category | Examples |
|---|---|
| Fruits and vegetables | Fresh or frozen produce; canned fruits and vegetables with low sugar or low sodium |
| Proteins | Chicken, turkey, beef, fish, seafood, eggs, beans, lentils |
| Dairy and alternatives | Milk, yogurt, cheese, almond milk, soy milk, oat milk |
| Whole grains and pantry items | Whole wheat bread, brown rice, quinoa, pasta, oatmeal, cereal, healthy oils, spices |
| Healthy snacks and drinks | Nuts, seeds, nutrition bars, healthy soups, water, juice, herbal tea |
Utility Benefits
If you qualify for Special Supplemental Benefits for the Chronically Ill (SSBCI), your card may also help pay for basic services.
| Category | Examples |
|---|---|
| Utilities | Electric, gas, water, and sewer |
| Phone and internet | Internet and cell phone service |
| Pay at the Pump Gasoline | Gasoline for personal vehicles, when covered by your plan |
How to Use Your Card
- Use your card with vendors that accept OTC Network. Choose “Credit” when asked how you want to pay, and make sure your balance covers the full cost before you pay.
- You can shop in stores or online. Store options can change, so check before you shop.
In-Store Retailers













Online Stores
Walmart.com
Amazon.com
MomMeals.com
Medline.com
ChampionWellness Rewards Program
Eligible members can earn rewards for completing certain preventive services their provider recommends. Rewards are added to the ChampionWellness VISA® debit card once the service is verified by Champion Health Plan, which can be used towards approved wellness items, healthy foods/groceries, and utility bills.*
*Check your Evidence of Coverage (EOC) to see exact terms, benefits, and limitations.
| Preventive Service | Reward Amount |
|---|---|
| Annual Wellness Visit | $50 |
| Health Risk Assessment (HRA) | $10 |
| Flu Vaccine | $10 |
| Breast or Colorectal Cancer Screening | $25 |
| Diabetes Management (such as A1c test or eye exam) | $25 |
| Bone Density Screening (Osteoporosis) | $15 |
| Smartphone App Registration | $5 |
Rewards are subject to eligibility requirements and program rules. Rewards may be taxable. Participation does not affect plan benefits. Reward amounts, qualifying services, and merchant eligibility may change.
Download Your Catalogs
How-To Videos
How to Access My Benefits Center
How to Shop Online
How to Manage your Visa Card
Need Extra Help?
Member Services can answer your questions about:
- Card balance
- Catalog and approved item
- Orders and payments
- Language support
1-800-885-8000 | TTY 711
Oct. 1 to Mar. 31: 8 a.m. to 8 p.m., 7 days a week
Apr. 1 to Sept. 30: 8 a.m. to 8 p.m., Monday to Friday
Frequently Asked Questions About Our Healthy Foods Benefit
Do I need a chronic condition to use this benefit?
Not for the OTC portion. You need a qualifying chronic condition and to meet SSBCI eligibility rules to use the healthy foods and utility assistance portion.
How much is my allowance?
Many plans offer about $300 to $500 each quarter, depending on the plan. Check your Evidence of Coverage for your exact amount.
Where can I see approved items?
View the OTC and grocery catalogs on this page, or sign in to My Benefits Center to shop and check your balance.
What is the full list of qualifying conditions?
| Qualifying Conditions |
|---|
| Substance dependence |
|
Polyarteritis nodosa, polymyalgia rheumatica, polymyositis, rheumatoid arthritis, systemic lupus
Excludes precancerous conditions and in-situ status |
| Arrhythmias, coronary artery disease, peripheral vascular disease, chronic venous thromboembolic disorder |
| CHF |
| Dementia conditions |
| Diabetes |
| ESLD |
| ESRD requiring dialysis |
| Aplastic anemia, hemophilia, ITP, myelodysplastic syndrome, sickle-cell disease |
| HIV/AIDS |
| Asthma, chronic bronchitis, emphysema, pulmonary fibrosis, pulmonary hypertensio |
| Bipolar disorder, major depressive disorder, paranoid disorder, schizophrenia, schizoaffective disorder |
| ALS, epilepsy, extensive paralysis, Huntington's, MS, Parkinson's, polyneuropathy, spinal stenosis, stroke-related neurologic deficit |
| Stroke |
You can also see your Evidence of Coverage, Chapter 4, Section 2, for the complete list of qualifying conditions, approved items, and allowance amounts.
Benefits vary by plan. See your Evidence of Coverage for your plan’s details.
Rewards are subject to eligibility requirements and program rules. Rewards may be taxable.
Participation does not affect plan benefits. Reward amounts, qualifying services, and merchant eligibility may change. Refer to your Evidence of Coverage or contact Member Services for complete details.
If you leave your plan, these benefits will end. Call Member Services if you have questions about your coverage.
Member Services
1-800-885-8000 | TTY 711
Member Services Hours of Operations
April 1 – September 30: Monday – Friday, 8 am – 8 pm
October 1 – March 31: Monday – Sunday, 8 am – 8 pm
Champion Health Plan Benefits
Benefits vary by plan. Explore each benefit offering below.
Vision
Routine vision care including exams and glasses through EyeMed.
Dental
Comprehensive dental coverage including $3,000 allowance across all plans.
OTC, Healthy Foods, & Utilities
Up to $500 per quarter for Special Supplemental Benefits for the Chronically Ill (SSBCI) eligible members.
Transportation
No-cost rides to plan-approved medical appointments.
Hearing
$0 hearing exam and low-cost hearing aids through TruHearing.
Chiropractic
Spinal adjustments to ease pain and improve mobility.
Acupuncture
Needle-based treatments to relieve pain and support overall wellness.
24-7 Nurse Advice Line
Phone access to a registered nurse anytime, day or night, through our partner Carenet Health.
Eastern Wellness Therapies
A blend of Western medicine with Eastern health approaches, including acupuncture, cupping, and other traditional therapies.
Fitness
As a Champion Health Plan member, you can enjoy the Silver&Fit® Healthy Aging and Exercise program at no additional cost beyond your monthly premium.
Respite Care
In-home support and non-medical personal care services through Helper Bees.
MedImpact Direct Mail Program
Home delivery of maintenance medications through the MedImpact Direct Mail® Program, powered by Birdi™.
Concierge Services
A dedicated Care Concierge Team to support you, your caregiver, and your doctors, at no extra cost.
Personal Alert
A Personal Emergency Response System provides help at the push of a button.
Home Based Dialysis Support
Extra support for home dialysis, included in our Chronic Kidney Disease plans.
See if you qualify today.
Consult a Champion Health Plan representative to learn how we can be your Champion in health.
This page was last updated on 10/1/2026. Pending CMS approval.