Care that Champions You
Ready to Enroll in a Medicare Advantage Plan?
Member Services Hours of Operation
October 1 – March 31: 7 days a week, 8am – 8pm
April 1 – September 30: Monday – Friday, 8am – 8pm
Low to $0
Monthly premium on most plans
California & Nevada
Serving members across both states
Special Needs Plans
Specialized plans for end-stage renal disease, chronic kidney disease, diabetes, cardiovascular disease and behavioral health
Up to $500/qtr
Over-the-Counter, Healthy Foods*, and Utilities allowance on eligible plans
Champion Health Plan offers Medicare Advantage plans designed to meet a variety of needs – whether you’re managing a chronic condition, living on a fixed income, or simply looking for dependable coverage. With $0 premium plan options, valuable extra benefits, and a care team that understands complex health needs, we’re proud to serve communities across California and Nevada.
Benefits Beyond Original Medicare
Benefits vary by plan. Explore the full list on our Benefits page.
OTC, Healthy Foods & Utilities
Up to $500 per quarter for over-the-counter items, groceries, and eligible utility bills.*
Dental & Vision
Comprehensive dental coverage including $3,000 allowance across all plans.
Routine vision exams and an eyewear allowance.
Transportation
No-cost rides to plan-approved medical appointments.
Hearing
$0 routine hearing exam and a hearing aid allowance on most plans.
Chiropractic & Acupuncture
Spinal adjustments and acupuncture to ease pain and improve mobility.
Respite Care
A short break for the family member or friend who helps care for you.
$0 for up to 12 sessions a year. Available on some plans.**
*Over-the-counter benefits are included on all Champion Health Plan plans. Healthy Foods and Utilities assistance are special supplemental benefits for members with certain chronic conditions. Not all members qualify. See your Evidence of Coverage.
Not Sure Which Medicare Advantage Plan Is Right for You?
Answer a few quick questions in our Plan Finder to see which plans are available in your area and match your needs.
Know When to Enroll
Enrollment Periods, Explained
Annual Election Period (AEP):
Oct 15 – Dec 7. Effective January 1.
Open Enrollment Period (OEP): Jan 1 – Mar 31. Switch plans or return to Original Medicare.
Special Enrollment Period (SEP): Year-round for qualifying life events.
New to Medicare (ICEP): A 7-month window around your 65th birthday.
Finding the right fit
Understanding the Benefits
Review Benefits: The full list of benefits is in the Evidence of Coverage (EOC). To request a copy, call 1-800-885-8000 | TTY: 711.
Member Services Hours of Operation
October 1 – March 31: 7 days a week, 8am – 8pm
April 1 – September 30: Monday – Friday, 8am – 8pm
Provider Directory: Ensure your current doctors are in-network. If not, you may need to choose new ones or use the out-of-network physician coverage option. Prior authorization may be required.
Pharmacy Directory: Verify your pharmacy is in-network. If not, you may need to switch pharmacies.
Know Before You Enroll
Important Information
Medicare Part B Premium: Continue paying your Medicare Part B premium, usually deducted from your Social Security check.
Changes: Benefits, premiums, and copayments/co-insurance may change on January 1.
Out-of-Network Services: Emergency, urgent care, Primary Care, and out-of-network dialysis centers do not require prior authorizations, but out-of-network physicians require plan prior authorizations.
Note: If you are enrolling in one of our HMO Point-of-Service (HMO-POS) plans, out-of-network options may be available for Part B services. Call us for more information or see the Evidence of Coverage for those plans.
This page was last updated on 10/1/2026. Pending CMS approval.