California Medicare Advantage C-SNP HMO Plan

Special Needs Plan for Behavioral Health Conditions

Champion Health Plan has a Chronic Special Needs Plan (C-SNP) for individuals who reside in California with bipolar I disorder, bipolar II disorder, other qualifying bipolar disorders, single or recurrent major depressive disorder (must be severe, chronic, or cause significant functional impairment under the plan’s eligibility criteria), paranoid disorder (this may also be documented clinically as delusional disorder, persecutory type, when accepted under the plan’s verification criteria), paranoid schizophrenia, disorganized schizophrenia, catatonic schizophrenia, undifferentiated or other qualifying schizophrenia-spectrum diagnoses, bipolar type schizoaffective disorder, or depressive type schizoaffective disorder.

Member Services Hours of Operation | October 1 – March 31: 7 days a week, 8am – 8pm | April 1 – September 30: Monday – Friday, 8am – 8pm

$12.00

Monthly Premium

$0.00

No Annual Plan Deductible on some plans

$500.00

Allowance every quarter on OTC, Healthy Foods or Utilities

California

Chronic Special Needs Plans for Behavioral Health Conditions

Champion Health Plan offers Champion Plus plan which brings together specialized clinical support, medication coverage, and care coordination, all designed around the unique needs of members managing bipolar disorder, major depressive or paranoid disorders, schizophrenia or schizoaffective disorder.Our care teams work directly with the beneficiary’s psychiatrist and primary care doctor to coordinate medication management, counseling referrals, care check-ins, and the full range of preventive services Champion Health Plan members count on. This plan is best for members who have both Medicare and Medi-Cal.

Behavioral Health Conditions

C-SNP HMO

Champion Plus

Medicare + Medi-Cal

Enroll Now

California Counties Available

  • Imperial County
  • Fresno County
  • Kern County
  • Los Angeles County
  • Madera County
  • Orange County
  • Riverside County
  • San Bernardino County
  • San Diego County
Doctor & Care Cost Champion Plus
Monthly Premium

In-Network: $7.30

Annual Plan Deductible

In-Network: No Plan Deductible
$283 Part B Deductible (This 2026 cost sharing amount may change for 2027.)

Annual Maximum Out of Pocket (MOOP)

In-Network: $9,850

Primary Care Physician

In-Network: $0 Copay

Specialists*

In-Network: 20% of the Cost

Diagnostic Radiology, Labs*

In-Network: $0 Copay for lab services and X-rays
20% of the Cost for all other services

Annual Physical Exam

In-Network: $0 Copay for one exam per year

Dialysis

In-Network: 20% of the Cost

Urgent Care

In-Network: $0 Copay

Emergency Care

In-Network: $115 Copay
Copay is waived if admitted to hospital within 24 hours for related health event.

Worldwide Emergency Care

In-Network: $0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates. Combined with Worldwide Urgently Needed Care.

Inpatient Hospital*

In-Network: $1,736 deductible per benefit period
$0 for days 1 – 60
$434 Copay per day for days 61 – 90
$868 Copay per day for lifetime reserve days after day 90 of each benefit period (up to 60 days over your lifetime)
100% of all Costs beyond the lifetime reserve days (These 2026 cost sharing amounts may change for 2027.)

Outpatient Hospital*

In-Network: 20% of the Cost for outpatient hospital services, surgery in an Ambulatory Surgery Center, and outpatient hospital observation

Plan Benefits Champion Plus
Healthy Foods / Over-the-Counter Items / Utilities Benefit

In-Network: $480 Allowance every quarter. Eligible members pay $0 Copay for monthly allowance to use for healthy foods and produce, over-the-counter items, and/or assistance with utilities. Any unused monthly amounts not used within 90 days do not roll over to the next period.
Some of the benefits mentioned are a part of a special supplemental program for the chronically ill. Not all members qualify. Qualifying conditions include bipolar disorder, major depressive disorder, paranoid disorder, schizophrenia, and schizoaffective disorder. Please see your Evidence of Coverage, Chapter 4, Section 2’s Medical Benefit Chart for more information about eligibility.

Transportation

In-Network: $0 Copay for 48 one-way trips to plan-approved health-related locations, up to 25 miles per trip

Dental Services*

In-Network: $0 Copay for Preventive Dental Services and Medicare-covered dental services
20% to 40% of the Cost for Comprehensive Dental Services
$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined
Comprehensive dental services may require authorization and a referral.

Routine Eye Exam

In-Network: $0 Copay for one exam and one refraction every year

Vision Eyewear (frames/lenses/contacts)

In-Network: $350 Allowance every year

Routine Hearing Exam

In-Network: $0 Copay for one exam and one fitting/evaluation every year

Hearing Aid

In-Network: $149 Copay per TruHearing Advanced hearing aid (all models), up to 2 aids every 3 years

Respite

In-Network: $0 Copay for up to 12 four-hour sessions with Helper Bees

Personal Emergency Response System (PERS)

In-Network: $0 Copay

Prescription Drug Costs Champion Plus
Tier 1 - Preferred Generics (Participating Retail Pharmacy)

In-Network: $0 Copay

Tier 1 - Preferred Generics (Mail Order)

In-Network: $0 Copay

Tier 2 - Non-Preferred Generics (Participating Retail Pharmacy)

In-Network: $0 Copay

Tier 2 - Non-Preferred Generics (Mail Order)

In-Network: $0 Copay

Tier 3 - Preferred Brand (Participating Retail Pharmacy)

In-Network: 25% of the Cost

Tier 3 - Preferred Brand (Mail Order)

In-Network: 25% of the Cost

Tier 4 - Non-Preferred Brands (Participating Retail Pharmacy)

In-Network: 25% of the Cost

Tier 4 - Non-Preferred Brands (Mail Order)

In-Network: 25% of the Cost

Tier 5 - Specialty Drugs (Participating Retail Pharmacy)

In-Network: 25% of the Cost

Tier 5 - Specialty Drugs (Mail Order)

In-Network: A 100-day supply is not available in Tier 5

Tier 6 - Select Care (Participating Retail Pharmacy)

In-Network: $0 Copay

Tier 6 - Select Care (Mail Order)

In-Network: $0 Copay

Insulin

In-Network: You won’t pay more than $35 for a one-month supply or $105 for a three-month supply of each insulin product covered by our plan on Tiers 3 and 4 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven’t paid your deductible.

Plan Resources Champion Plus
Summary of Benefits Download
Annual Notice of Change (ANOC) Download
Over-the-Counter Catalog Download
Healthy Foods Catalog Download
Dental Fee Schedule Download
Clinical Criteria Download
Verification of Chronic Condition Form Download
Health Risk Assessment Form Download
Enrollment Form Download
Evidence of Coverage (EOC) Download
Enrollment Kit Download

There Are Other Ways to Enroll

By Phone

Speak with a licensed sales rep at 1-800-885-8000 | TTY: 711

Member Services Hours of Operation | October 1 – March 31: 7 days a week, 8am – 8pm | April 1 – September 30: Monday – Friday, 8am – 8pm

Call Now

By Mail

Download the enrollment form and mail it to:
Champion Health Plan
Attn: Enrollment
5000 Airport Plaza Drive, Suite 100
Long Beach, CA 90815

Download Enrollment Kit

Medicare Website

Enroll through the CMS Medicare Enrollment Center

Learn More

This page was last updated on 9/1/2026. Pending CMS approval.