California Medicare Advantage Plan for 2026

Medicare Advantage Prescription Drug HMO Plan

Champion Health Plan has a general Medicare Advantage plan for individuals who reside in California who want strong coverage and extra benefits without needing a special condition to qualify. Available with Medicare only or Medicare and Medi-Cal.

Member Services Hours of Operation

October 1 – March 31: 7 days a week, 8am – 8pm

April 1 – September 30: Monday – Friday, 8am – 8pm

$0.00

Monthly Premium

$0.00

No Annual Plan Deductible on some plans

$300.00

Allowance every quarter on OTC, Healthy Foods or Utilities

California

Champion Ally - Medicare Advantage Plan

Champion Health Plan offers Champion Ally which is a great choice for Medicare beneficiaries that don’t qualify for a Chronic Condition Special Needs plan (C-SNP). This plan reduces the cost of prescription drugs while adding additional services and benefits.

Don’t Qualify for a Chronic Condition Special Needs Plan

MAPD HMO

Champion Ally

Medicare or Medicare and Medi-Cal (Medicaid)

Enroll Now

California Counties Available

  • Imperial County
  • Fresno County
  • Kern County
  • Los Angeles County
  • Madera County
  • Orange County
  • Riverside County
  • San Bernardino County
  • San Diego County
Doctor & Care Cost Champion Ally
Monthly Premium $0
Deductible None
MOOP $199
Primary Care Physician $0
Specialists $0
Diagnostic Radiology, Lab $0
Annual Wellness Visit $0, up to one (1) annual exam
Dialysis 20%
Urgent Care $0
Emergency Room $70
Inpatient Hospital $0
Outpatient Hospital $100
Plan Benefits Champion Ally
OTC / Healthy Food / Utilities $300 Allowance every (3) three months
Transportation $0, 24 one-way plan-approved locations
Dental $3000 Allowance
Routine Eye Exam $0 Exam
Vision Eyewear (frames/lenses/contacts) $335 Eyewear Allowance
Routine Hearing Exam $0 Exam
Hearing Aid $149 Aids
Respite N/A
PERS $0
Prescription Drug Costs Champion Ally
Tier 1 - Preferred Generics $0
Tier 2 - Non-Preferred Generics Participating Retail Pharmacy: $3 Mail Order: $6
Tier 3 - Preferred Brand Participating Retail Pharmacy: $47 Mail Order: $94
Tier 4 - Non-Preferred Brands Participating Retail Pharmacy: $100 Mail Order: $200
Tier 5 - Specialty Drugs 33% (A 100-day supply is not available in Tier 5)
Tier 6 - Select Care $0
Insulin $20, one-month supply $60, three-month supply
Plan Resources Champion Ally
Summary of Benefits Download
Over-the-Counter Catalog Download
Healthy Foods Catalog Download
Dental Fee Schedule Download
Clinical Criteria Download
Verification of Chronic Condition Form Download
Health Risk Assessment Form Download
Enrollment Form Download
Authorization for Disclosure of Protected Health Information Download
Evidence of Coverage (EOC) Download
Enrollment Kit Download

There Are Other Ways to Enroll

By Phone

Speak with a licensed sales rep at 1-800-885-8000 | TTY: 711

Call Now

By Mail

Download the enrollment form and mail it to:
Champion Health Plan
Attn: Enrollment
5000 Airport Plaza Drive, Suite 100
Long Beach, CA 90815

Download Enrollment Kit

Medicare Website

Enroll through the CMS Medicare Enrollment Center

Learn More

This page was last updated on 9/1/2026. Pending CMS approval.