California Medicare Advantage C-SNP HMO Plans

Special Needs Plans for Diabetes and Cardiovascular Disease beneficiaries living in an assisted living community or long term care

Champion Health Plan has [3] Chronic Special Needs Plans (C-SNP) for individuals who reside in an Assisted Living or Long Term Care facility in California and have Diabetes or Cardiovascular Disease. Whether you have Medicare Only or Medicare and Medi-Cal, there are plans available for you.

Member Services Hours of Operation | October 1 – March 31: 7 days a week, 8am – 8pm | April 1 – September 30: Monday – Friday, 8am – 8pm

$0.00

Monthly Premium

$0.00

No Annual Plan Deductible on some plans

$0 Copay

Up to 48 one-way trips to plan-approved health-related locations on some plans

California

Chronic Special Needs Plans for Diabetes and Heart Disease

Champion Health Plan offers Champion Compass, Champion Home, and Champion Secure. These plans bring together specialized clinical support, medication coverage, and care coordination, designed around the unique needs of members living in Assisted Living communities or Long Term Care facilities who are managing heart disease or diabetes. Our care teams work directly with your cardiologist, endocrinologist, and primary care doctor to coordinate blood sugar management, heart health monitoring, medications, and the full range of preventive services Champion members count on. If you’re living with chronic heart failure, chronic systolic heart failure, chronic diastolic heart failure, chronic combined systolic and diastolic heart failure, other documented chronic heart failure (acute heart failure without an underlying chronic diagnosis may not qualify), or Cardiovascular disorders (CMS limits this category to Cardiac arrhythmias, Coronary artery disease, peripheral vascular disease, chronic venous thromboembolic disorder), these plans are designed around your care needs.

Heart and Diabetes Care

C-SNP HMO

Champion Compass

Medicare Only

Enroll Now

Heart and Diabetes Care plus Medi-Cal Support

C-SNP HMO

Champion Home

Medicare + Medi-Cal

Enroll Now

Heart and Diabetes Care plus Medi-Cal Support

C-SNP HMO

Champion Secure

Medicare + Medi-Cal

Enroll Now

California Counties Available

  • Imperial County
  • Fresno County
  • Kern County
  • Los Angeles County
  • Madera County
  • Orange County
  • Riverside County
  • San Bernardino County
  • San Diego County
Doctor & Care Cost Champion Compass Champion Home Champion Secure
Monthly Premium

In-Network: $0

In-Network: $0

Your Cost with Medicare & Medi-Cal: $0 (with Extra Help)

In-Network: $0

Your Cost with Medicare & Medi-Cal: $0 (with Extra Help)

Annual Plan Deductible

In-Network: No Deductible

In-Network: No Plan Deductible
$283 Part B Deductible (This 2026 cost sharing amount may change for 2027.)

Your Cost with Medicare & Medi-Cal: No Plan Deductible
$0 for Part B Deductible†

In-Network: No Plan Deductible
$283 Part B Deductible (This 2026 cost sharing amount may change for 2027.)

Your Cost with Medicare & Medi-Cal: No Plan Deductible
$0 for Part B Deductible†

Annual Maximum Out of Pocket (MOOP)

In-Network: $999

In-Network: $9,850

Your Cost with Medicare & Medi-Cal: $0†

In-Network: $9,850

Your Cost with Medicare & Medi-Cal: $0†

Primary Care Physician

In-Network: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: 20% of the Cost

Your Cost with Medicare & Medi-Cal: $0 Copay†

Specialists*

In-Network: $0 Copay

In-Network: 20% of the Cost

Your Cost with Medicare & Medi-Cal: $0 Copay†

In-Network: 20% of the Cost

Your Cost with Medicare & Medi-Cal: $0 Copay†

Diagnostic Radiology, Labs*

In-Network: $0 Copay

In-Network: $0 Copay for lab services and X-Rays
20% of the Cost for all other services

Your Cost with Medicare & Medi-Cal: $0 Copay for lab services and X-rays
$0 Copay for all other services†

In-Network: $0 Copay for lab services and X-rays
20% of the Cost for all other services

Your Cost with Medicare & Medi-Cal: $0 Copay for lab services and X-rays
$0 Copay for all other services†

Annual Physical Exam

In-Network: $0 Copay for one exam per year

In-Network: $0 Copay for one exam per year

Dialysis

In-Network: 20% of the Cost

In-Network: 20% of the Cost

Your Cost with Medicare & Medi-Cal: $0 Copay†

In-Network: 20% of the Cost

Your Cost with Medicare & Medi-Cal: $0 Copay†

Urgent Care

In-Network: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Emergency Care

In-Network: $150 Copay
Copay is waived if admitted to hospital within 24 hours for related health event.

In-Network: $115 Copay
Copay is waived if admitted to hospital within 24 hours for related health event.

Your Cost with Medicare & Medi-Cal: $0 Copay†

In-Network: $115 Copay
Copay is waived if admitted to hospital within 24 hours for related health event.

Your Cost with Medicare & Medi-Cal: $0 Copay†

Inpatient Hospital*

In-Network: $0 Per Stay

In-Network: $1,736 Deductible per benefit period
$0 Copay for days 1 – 60
$434 Copay per day for days 61 – 90
$868 Copay per day for lifetime reserve days after day 90 of each benefit period (up to 60 days over your lifetime)
100% of all costs beyond the lifetime reserve days (These 2026 cost sharing amounts may change for 2027.)

Your Cost with Medicare & Medi-Cal: $0†

In-Network: $1,736 Deductible per benefit period
$0 for days 1 – 60
$434 Copay per day for days 61 – 90
$868 Copay per day for lifetime reserve days after day 90 of each benefit period (up to 60 days over your lifetime)
100% of all costs beyond the lifetime reserve days (These 2026 cost sharing amounts may change for 2027.)

Your Cost with Medicare & Medi-Cal: $0†

Outpatient Hospital*

In-Network: $100 Copay for outpatient hospital services
$0 Copay for surgery in an Ambulatory Surgery Center
$0 Copay for outpatient hospital observation

In-Network: 20% of the Cost for outpatient hospital services, surgery in an Ambulatory Surgery Center, and outpatient hospital observation

Your Cost with Medicare & Medi-Cal: $0†

In-Network: 20% of the Cost for outpatient hospital services, surgery in an Ambulatory Surgery Center, and outpatient hospital observation

Your Cost with Medicare & Medi-Cal: $0†

Plan Benefits Champion Compass Champion Home Champion Secure
Healthy Foods / Over-the-Counter Items / Utilities Benefit

In-Network: $250 Allowance every 3 months. Eligible members pay $0 Copay for monthly allowance to use for purchasing an electric toothbrush and/or incontinence supplies, receiving a post discharge in-home medication reconciliation and support for caregivers. Support for caregivers is limited to twelve (12) 4-hour sessions per year with Helper Bees to support member’s caregiver. Any unused amounts from a monthly allowance not used within 90 days does not roll over to the next period.
The benefits mentioned are a part of a special supplemental program for the chronically ill. Qualifying conditions include diabetes, cardiovascular disorders, and chronic heart failure. Please see your Evidence of Coverage, Chapter 4, Section 2’s Medical Benefit Chart for more information about eligibility.

In-Network: $468 Allowance every 3 months. $0 Copay for monthly allowance to use for purchase of an electric toothbrush and/ or incontinence supplies, receiving a post discharge in-home medication reconciliation and support for caregivers. Support for caregivers is limited to twelve (12) 4-hour sessions per year with Helper Bees to support member’s caregiver. Any unused amounts from a monthly allowance not used within 90 days does not roll over to the next period.^

Transportation

In-Network: $0 Copay for 40 one-way trips to plan-approved health-related locations, up to 25 miles per trip

In-Network: $0 Copay for 48 one-way trips to plan-approved health-related locations, up to 25 miles per trip

In-Network: $0 Copay for 48 one-way trips to plan-approved health-related locations, up to 25 miles per trip

Dental Services*

In-Network: $0 Copay for Preventive Dental Services and Medicare-covered dental services
20% to 40% of the Cost for Comprehensive Dental Services
$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined
Comprehensive dental services may require authorization and a referral.

In-Network: $0 Copay for Preventive Dental Services and Medicare-covered dental services
20% to 40% of the Cost for Comprehensive Dental Services
$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined

In-Network: $0 Copay for Preventive Dental Services and Medicare-covered dental services
20% to 40% of the Cost for Comprehensive Dental Services
$2,600 yearly benefit coverage limit for preventive and comprehensive dental services combined

Your Cost with Medicare & Medi-Cal: $0 Copay†

Routine Eye Exam

In-Network: $0 Copay for one exam and one refraction every year

In-Network: $0 Copay for one exam and one refraction every year

In-Network: $0 Copay for one exam and one refraction every year

Vision Eyewear (frames/lenses/contacts)

In-Network: $350 Allowance every year

In-Network: $350 Allowance every year

In-Network: $350 Allowance every year

Routine Hearing Exam

In-Network: $0 Copay for one exam and one fitting/evaluation every year

In-Network: $0 Copay for one exam and one fitting/evaluation every year

In-Network: $0 Copay for one exam and one fitting/evaluation every year

Hearing Aid

In-Network: $149 Copay per TruHearing Advanced hearing aid (all models), up to 2 aids every 3 years

In-Network: $149 Copay per TruHearing Advanced hearing aid (all models), up to 2 aids every 3 years

In-Network: $149 Copay per TruHearing Advanced hearing aid (all models), up to 2 aids every 3 years

Personal Emergency Response System (PERS)

In-Network: $0 Copay

In-Network: $0 Copay

Prescription Drug Costs Champion Compass Champion Home Champion Secure
Tier 1 - Preferred Generics (Participating Retail Pharmacy)

In-Network: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Tier 1 - Preferred Generics (Mail Order)

In-Network: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Tier 2 - Non-Preferred Generics (Participating Retail Pharmacy)

In-Network: $5 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Tier 2 - Non-Preferred Generics (Mail Order)

In-Network: $10 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Tier 3 - Preferred Brand (Participating Retail Pharmacy)

In-Network: $47 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

Tier 3 - Preferred Brand (Mail Order)

In-Network: $94 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

Tier 4 - Non-Preferred Brands (Participating Retail Pharmacy)

In-Network: $100 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

Tier 4 - Non-Preferred Brands (Mail Order)

In-Network: $200 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

Tier 5 - Specialty Drugs (Participating Retail Pharmacy)

In-Network: 33% of the Cost

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay
A 100-day supply is not available in Tier 5

In-Network: 25% of the Cost

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay
A 100-day supply is not available in Tier 5

Tier 5 - Specialty Drugs (Mail Order)

In-Network: A 100-day supply is not available in Tier 5

In-Network: A 100-day supply is not available in Tier 5

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay
A 100-day supply is not available in Tier 5

In-Network: A 100-day supply is not available in Tier 5

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay
A 100-day supply is not available in Tier 5

Tier 6 - Select Care (Participating Retail Pharmacy)

In-Network: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Tier 6 - Select Care (Mail Order)

In-Network: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

In-Network: $0 Copay

Your Cost with Medicare & Medi-Cal: $0 Copay

Insulin

In-Network: At retail pharmacy locations, you won’t pay more than $35 for a one-month supply or $105 for a three-month supply of each insulin product covered by our plan on Tiers 2, 3 and 4. You will not pay more than $35 for a one-month supply of insulin on Tier 5. For mail order, you won’t pay more than $70 for a three month supply of each insulin product covered by our plan on Tiers 2, 3 and 4. Long term supplies of insulins in Tier 5 are not available through retail or mail order.

In-Network: You won’t pay more than $35 for a one-month supply or $105 for a three-month supply of each insulin product covered by our plan on Tiers 3 and 4 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven’t paid your deductible.

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

In-Network: You won’t pay more than $35 for a one-month supply or $105 for a three-month supply of each insulin product covered by our plan on Tiers 3 and 4 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven’t paid your deductible.

Your Cost with Medicare & Medi-Cal: Generics: $0 or $1.65 or $5.80 Copay
Brands: $0 or $5 or $14.40 Copay

Plan Resources Champion Compass Champion Home Champion Secure
Summary of Benefits Download Download Download
Over-the-Counter Catalog Download Download Download
Healthy Foods Catalog Download Download Download
Dental Fee Schedule Download Download Download
Clinical Criteria Download Download Download
Verification of Chronic Condition Form Download Download Download
Health Risk Assessment Form Download Download Download
Enrollment Form Download Download Download

There Are Other Ways to Enroll

By Phone

Speak with a licensed sales rep at 1-800-885-8000 | TTY: 711

Member Services Hours of Operation | October 1 – March 31: 7 days a week, 8am – 8pm | April 1 – September 30: Monday – Friday, 8am – 8pm

Call Now

By Mail

Download the enrollment form and mail it to:
Champion Health Plan
Attn: Enrollment
5000 Airport Plaza Drive, Suite 100
Long Beach, CA 90815

Download Enrollment Kit

Medicare Website

Enroll through the CMS Medicare Enrollment Center

Learn More

This page was last updated on 9/1/2026. Pending CMS approval.