Compare Plans

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Plan Name
Champion Advantage
Champion Connect
Champion Select
Champion Care
Champion Choice
Champion Plus
Champion Ally
Plan Details

A Medicare Advantage Prescription Drug Health Maintenance Organization Point of Service Chronic Special Needs Plan (HMO-POS C-SNP) best suited for individuals with Chronic Kidney Disease (CKD), including those on dialysis, who qualify for Medicare but who do not qualify for Medicaid.

A Medicare Advantage Prescription Drug Health Maintenance Organization Point of Service Chronic Special Needs Plan (HMO-POS C-SNP) best suited for individuals with Chronic Kidney Disease (CKD), including those on dialysis, who qualify for Medicare and may also receive assistance from Medicaid.

A Medicare Advantage Prescription Drug Health Maintenance Organization Point of Service Chronic Special Needs Plan (HMO-POS C-SNP) best suited for individuals with Chronic Kidney Disease (CKD), including those on dialysis, who qualify for Medicare and Medicare's Extra Help program for Prescription Drugs also known as Low Income Subsidy (LIS), but do not qualify for Medicaid.

This plan is a great choice for Medicare beneficiaries with a diagnosis of Cardiovascular Disease, Congestive Heart Failure, Chronic Heart Failure (CHF), Coronary Artery Disease (CAD), Cardiac Arrhythmias, or Diabetes who do not qualify for Medicare and do not receive institutional-level type of care (long-term care).

This plan is a great choice for Medicare beneficiaries with a diagnosis of Cardiovascular Disease, Congestive Heart Failure, Chronic Heart Failure (CHF), Coronary Artery Disease (CAD), Cardiac Arrhythmias, or Diabetes who qualify for Medicare and do not receive institutional-level type of care (long-term care).

Champion Plus is a Chronic Care Special Needs Plan (HMO C-SNP) and is a great choice for Medicare beneficiaries with a diagnosis of Schizophrenia, Schizoaffective,

Bipolar, Major Depressive or Paranoid Disorders. This plan reduces the cost of prescription drugs while adding additional services and benefits.

This plan is a great choice for Medicare beneficiaries that don't qualify for a Chronic Condition Special Needs plan (C-SNP). This plan reduces the cost of prescription drugs while adding additional services and benefits.

Monthly Premium

$0

$0

$8.40

$0

$12

Your Cost with Medicare and Medicaid

$0 (with Extra Help)

$12

Your Cost with Medicare and Medicaid

$0 (with Extra Help)

$0

Monthly Premium

$0

$9.50

Your cost with Medicare and Medicaid

$0 (with Extra Help*)

$9.50

$0

$9.50

Your Cost with Medicare and Medicaid

$0 (with Extra Help)

$9.50

Your Cost with Medicare and Medicaid

$0 (with Extra Help)

$0

Annual Plan Deductible
In-Network

No deductible

Out-of-Network

No deductible

In-Network

No plan deductible

$257 Part B deductible. (This is the 2025 amount. The Plan will update this on its website once the 2026 amount is released.)

Out-of-Network

No plan deductible

$257 Part B deductible. (This is the 2025 amount. The Plan will update this on its website once the 2026 amount is released.)

Your Cost with Medicare and Medicaid

No deductible

In-Network

No deductible

Out-of-Network

No deductible

No Deductible

No Plan Deductible

$257 Part B Deductible

(2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.)

Your Cost with Medicare and Medicaid

No Deductible

$0 for Part B Deductible

No Plan Deductible

$257 Part B Deductible

(2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.)

Your Cost with Medicare and Medicaid

No Deductible

No Deductible

Annual Maximum Out of Pocket (MOOP)
In-Network

$499

Out-of-Network

$499

In-Network

$9,250

Out-of-Network

$9,250

Your Cost with Medicare and Medicaid

$0

$0 for Part B Deductible

In-Network

$499

Out-of-Network

$499

$199

$9,250

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

$9,250

Your Cost with Medicare and Medicaid

$0

$199

Inpatient Hospital
In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

Not covered

In-Network

$1,676†* Deductible per Medicare-covered benefit period

$0 Copay for days 1-60

$419 Copay for days 61-90

$838 Copay for each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime)

100% of all costs beyond the lifetime reserve days

*These are 2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.

Services may require authorization and a referral.

Out-of-Network

Not covered

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and a referral

In-Network

$0 Per Stay

Services may require authorization and a referral.

Out-of-Network

Not covered

$0 Per Stay

Services may require authorization and a referral.

$1,676 Deductible per benefit period

$0 for days 1 - 60

$419 Copay for days 61 - 90

$838 Copay for each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime)

100% of all costs beyond the lifetime reserve days

*These are 2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Service may require authorization and referral.

$1,676 Deductible per benefit period

$0 for days 1 - 60

$419 Copay for days 61 - 90

$838 Copay for each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime)

100% of all costs beyond the lifetime reserve days

*These are 2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Service may require authorization and referral.

$0 Per Stay

Services may require authorization and a referral.

Outpatient Hospital and Ambulatory Surgery Centers (ASC)
In-Network

$100 Copay per visit outpatient hospital services

$0 Copay for surgery in an ambulatory Surgery Center

$0 Copay for outpatient hospital observation

Services may require authorization and a referral.

Out-of-Network

$100 Copay per visit outpatient hospital services

$0 Copay for surgery in an ambulatory Surgery Center

$0 Copay for outpatient hospital observation

Services may require authorization and a referral.

In-Network

20% of the Cost for outpatient hospital services

20% of the Cost for surgery in an Ambulatory Surgery Center

20% of the Cost for outpatient hospital observation

Services may require authorization and a referral.

Out-of-Network

20% of the Cost for outpatient hospital services

$0 Copay for surgery in an Ambulatory Surgery Center

20% of the Cost for outpatient hospital observation

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and a referral.

In-Network

$100 Copay for outpatient hospital services

$0 Copay for surgery in an Ambulatory Surgery Center

$0 Copay for outpatient hospital observation

Services may require authorization and a referral.

Out-of-Network

$100 Copay for outpatient hospital services

$0 Copay for surgery in an Ambulatory Surgery Center

$0 Copay for outpatient hospital observation

Services may require authorization and a referral.

$100 Copay for outpatient hospital services

$0 Copay for surgery in an Ambulatory Surgery Center

$0 Copay for outpatient hospital observation

Services may require authorization and a referral.

20% of the Cost for outpatient hospital services

20% of the Cost for surgery in an Ambulatory Surgery Center

20% of the Cost for outpatient hospital observation

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Service may require authorization and referral.

20% of the Cost for outpatient hospital services

20% of the Cost for surgery in an Ambulatory Surgery Center

20% of the Cost for outpatient hospital observation

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Service may require authorization and referral.

$100 Copay for outpatient hospital services

$0 Copay for surgery in an Ambulatory Surgery Center

$0 Copay for outpatient hospital observation

Services may require authorization and a referral.

Primary Care Providers
In-Network

$0 Copay

Out-of-Network

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

$0 Copay

Specialists
In-Network

$0 Copay

Authorization may be required for all services except nephrology.

Out-of-Network

$0 Copay

Authorization may be required for all services except nephrology.

In-Network

20% of the Cost

Authorization may be required for all services except nephrology.

Out-of-Network

20% of the Cost

Authorization may be required for all services except nephrology.

Your Cost with Medicare and Medicaid

$0 Copay

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Authorization may be required.

In-Network

$0 Copay

Authorization may be required for all services except nephrology.

Out-of-Network

$0 Copay

Authorization may be required for all services except nephrology.

$0 Copay

Authorization may be required for all services except nephrology.

20% of the Cost

Authorization may be required for all services except nephrology.

Your Cost with Medicare and Medicaid

$0 Copay

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and referral.

20% of the Cost

Authorization may be required for all services except nephrology.

Your Cost with Medicare and Medicaid

$0 Copay

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and referral.

$0 Copay

Authorization may be required for all services except nephrology.

Preventive Services (Medicare covered screenings)
In-Network

$0 Copay

Out-of-Network

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

$0 Copay

Emergency Care (Hospital emergency department)
In-Network

$150 Copay

Copay is waived if admitted to hospital within 24 hours for related health event

Out-of-Network

$150 Copay

Copay is waived if admitted to hospital within 24 hours for related health event

In-Network

$115 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

Out-of-Network

$115 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

Your Cost with Medicare and Medicaid

$0 Copay

Copay is waived if admitted to hospital within 24 hours for related health event

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

In-Network

$150 Copay

Copay is waived if admitted to hospital within 24 hours for related health event

Out-of-Network

$150 Copay

Copay is waived if admitted to hospital within 24 hours for related health event

$70 Copay

Copay is waived if admitted to hospital within 24 hours for related health event

$115 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

Your Cost with Medicare and Medicaid

$0 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

$115 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

Your Cost with Medicare and Medicaid

$0 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

$70 Copay

Copay is waived if admitted to hospital within 24 hours for related health event.

Worldwide Emergency Care
Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Urgently Needed Care.

Urgent Care Services (Non- hospital urgent care center)
In-Network

$0 Copay

Out-of-Network

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

$0 Copay

Worldwide Urgently
Needed Care
Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Out-of-Network Only

$0 Copay for up to $100,000 maximum Worldwide benefit limit reimbursable by the plan not to exceed 60% of local Medicare rates.

Combined with Worldwide Emergency Care.

Diagnostic Services/Labs/Imaging
  • Diagnostic tests and procedures
  • X-rays
  • Lab services
  • Diagnostic radiology services (such as MRI, CT Scans)
  • Therapeutic radiology services (such as radiation treatment for cancer)
In-Network

$0 Copay

Diagnostic tests and procedures and lab services may require authorization and a referral.

Out-of-Network

$0 Copay

Diagnostic tests and procedures and lab services may require authorization and a referral.

In-Network

$0 Copay for lab services and X-rays

20%† of the cost for all other services

Diagnostic tests and procedures and lab services may require authorization and a referral.

Out-of-Network

$0 Copay for lab services and X-rays

20%† of the cost for all other services

Diagnostic tests and procedures and lab services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for lab services and X-rays

$0 Copay for all other services

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Diagnostic tests and procedures and lab services may require authorization and a referral.

In-Network

$0 Copay

Diagnostic tests and procedures and lab services may require authorization and a referral.

Out-of-Network

$0 Copay

Diagnostic tests and procedures and lab services may require authorization and a referral.

$0 Copay

Diagnostic tests and procedures and lab services may require authorization and a referral.

$0 Copay for lab services and X-Rays

20% of the Cost for all other services

Diagnostic tests and procedures and lab services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for lab services and X-rays

$0 Copay for all other services

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Diagnostic tests and procedures and lab services may require authorization and a referral.

$0 Copay for lab services and X-Rays

20% of the Cost for all other services

Diagnostic tests and procedures and lab services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for lab services and X-rays

$0 Copay for all other services

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Diagnostic tests and procedures and lab services may require authorization and a referral.

$0 Copay

Diagnostic tests and procedures and lab services may require authorization and a referral.

Hearing Services
  • Medicare-covered services
In-Network

$0 Copay for Medicare-covered services every year

Out-of-Network

$0 Copay for Medicare-covered services

In-Network

$0 Copay for Medicare covered services every year

Out-of-Network

$0 Copay for Medicare-covered services

Your Cost with Medicare and Medicaid

$0 Copay for Medicare-covered services every year

In-Network

$0 Copay for Medicare-covered services every year

Out-of-Network

$0 Copay for Medicare-covered services

$0 Copay for Medicare-covered services every year

$0 Copay for Medicare-covered services every year

$0 Copay for Medicare-covered services every year

$0 Copay for Medicare covered services every year

Hearing Services
  • Routine hearing exam and fitting/evaluation for hearing aid
In-Network

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

Out-of-Network

Not Covered

In-Network

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

Out-of-Network

Not Covered

Your Cost with Medicare and Medicaid

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

In-Network

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

Out-of-Network

Not Covered

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

$0 Copay for one routine exam and one fitting/evaluation for hearing aids every year

Hearing Services
  • Hearing aid
In-Network

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

Out-of-Network

Not Covered

In-Network

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

Out-of-Network

Not Covered

Your Cost with Medicare and Medicaid

$149 Copay per in network hearing aid (all models) up to 2 aids every 3 years

In-Network

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

Out-of-Network

Not Covered

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

$149 Copay per hearing aid (all models) up to 2 aids every 3 years

Dental Services
In-Network Only

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

In-Network Only

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

In-Network Only

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services. Limitations may apply.

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services. Limitations may apply.

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services. Limitations may apply.

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

$0 Copay for Preventive Dental Services and Medicare-covered dental services

20% to 40% of the Cost for Comprehensive Dental Services. Limitations may apply.

$3,000 yearly benefit coverage limit for preventive and comprehensive dental services combined.

Comprehensive dental services may require authorization and a referral.

Vision Services
  • Medicare-covered eye exam
In-Network

$0 Copay for a Medicare-covered exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening)

Out-of-Network

Not Covered

In-Network

$0 Copay for Medicare-covered services every year

Out-of-Network

Not Covered

Your Cost with Medicare and Medicaid

$0 Copay for Medicare-covered services every year

In-Network

$0 Copay for a Medicare-covered exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening)

Out-of-Network

Not Covered

$0 Copay for a Medicare-covered exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening)

$0 Copay for a Medicare-covered exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening)

$0 Copay for a Medicare-covered exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening)

$0 Copay for a Medicare covered exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening)

Vision Services
  • Medicare-covered frames and lenses or contacts
In-Network

$0 Copay for (1) pair of Medicare-covered eyewear (eyeglasses (lenses and frames)) after a cataract surgery

Out-of-Network

Not Covered

In-Network

$0 Copay for (1) pair of Medicare-covered eyewear (eyeglasses (lenses and frames)) after a cataract surgery

Out-of-Network

Not Covered

Your Cost with Medicare and Medicaid

$0 Copay for (1) pair of Medicare-covered eyewear (eyeglasses (lenses and frames)) after a cataract surgery

In-Network

$0 Copay for (1) pair of Medicare-covered eyewear (eyeglasses (lenses and frames)) after a cataract surgery

Out-of-Network

Not Covered

$0 Copay for (1) pair of Medicare covered eyewear (eyeglasses or contact lenses) after a cataract surgery

$0 Copay for (1) pair of Medicare covered eyewear (eyeglasses or contact lenses) after a cataract surgery

$0 Copay for (1) pair of Medicare covered eyewear (eyeglasses or contact lenses) after a cataract surgery

$0 Copay for (1) pair of Medicare covered eyewear (eyeglasses or contact lenses) after a cataract surgery

Vision Services
  • Routine eye exam
In-Network

$0 Copay for (1) routine eye exam, refraction up to (1) per year

Out-of-Network

Not Covered

In-Network

$0 Copay for one routine eye exam every year

Out-of-Network

Not Covered

Your Cost with Medicare and Medicaid

$0 Copay for one routine eye exam every year

In-Network

$0 Copay for (1) routine eye exam, refraction up to (1) per year

Out-of-Network

Not Covered

$0 Copay for (1) routine eye exam, refraction up to (1) per year

$0 Copay for (1) routine eye exam, refraction up to (1) per year

$0 Copay for (1) routine eye exam, refraction up to (1) per year

$0 Copay for (1) routine eye exam, refraction up to (1) per year

Vision Services
  • Frames and lenses, or contacts
In-Network

$335 Allowance for frames and lenses and upgrades every year

Out-of-Network

Not Covered

In-Network

$500 Allowance for eyeglasses (lenses and frames) and upgrades every year.

Out-of-Network

Not Covered

Your Cost with Medicare and Medicaid

$500 Allowance for eyeglasses (lenses and frames) and upgrades every year.

In-Network

$335 Allowance for frames and lenses and upgrades every year

Out-of-Network

Not Covered

$335 Allowance for frames and lenses and upgrades every year

$500 Allowance for frames and lenses and upgrades every year

$500 Allowance for frames and lenses and upgrades every year

$335 Allowance for eyeglasses (lenses and frames) and upgrades every year

Mental Health Inpatient
In-Network

$100 Copay for days 1-10

$0 Copay for days 11-90

Services may require authorization and a referral.

Out-of-Network

Not covered

In-Network

$1,676 deductible per benefit period

$0 for days 1 - 60

$419 copay for days 61 - 90

$838 copay for each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime)

100% of all costs beyond the lifetime reserve days

*These are 2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.

Services may require authorization and a referral.

Out-of-Network

Not covered

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your in-network Medicare-covered services

Services may require authorization and a referral.

In-Network

$100 Copay for days 1-10

$0 Copay for days 11-90

Services may require authorization and a referral.

Out-of-Network

Not covered

$100 Copay for days 10

$0 Copay for days 11-90

Services may require authorization and a referral.

$1,676 Deductible per benefit period

$0 for days 1 - 60

$419 Copay for days 61 - 90

$838 Copay for each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime)

100% of all costs beyond the lifetime reserve days

*These are 2025 cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and referral.

$1,676 Deductible per benefit period

$0 for days 1 - 60

$419 Copay for days 61 - 90

$838 Copay for each lifetime reserve day after day 90 for each benefit period (up to 60 days over your lifetime)

100% of all costs beyond the lifetime reserve days

*2025 Cost sharing amounts and may change for 2026. Champion Health Plan will provide updated rates on its website when 2026 rates are released.

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0

†if you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and referral.

$100 Copay for days 1-10

$0 Copay for days 11-90

Services may require authorization and a referral.

Mental Health Outpatient (Medicare-covered individual and group sessions)
In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

Services may require authorization and referral.

In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

$0 Copay for group sessions

20% of the Cost for individual sessions

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

Skilled Nursing Facility
In-Network

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

Out-of-Network

Not covered

In-Network

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

Out-of-Network

Not covered

Your Cost with Medicare and Medicaid

$0 Copay for days 1-100

†If you have full Medicare benefits, you may pay $0 for your in-network

Medicare-covered services

Services may require authorization and a referral.

In-Network

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

Out-of-Network

Not covered

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for days 1-100

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and a referral.

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for days 1-100

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and a referral.

$0 Copay for days 1-20

$218 Copay for days 21-100

Services may require authorization and a referral.

Outpatient Rehabilitation
  • Physical therapy
  • Speech therapy
  • Occupational therapy
In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

In-Network

20% of the Cost for physical and speech therapy services

$0 Copay for occupational therapy services

Services may require authorization and a referral.

Out-of-Network

20% of the Cost for physical and speech therapy services

$0 Copay for occupational therapy services

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

Services may require authorization and a referral.

In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

$0 Copay for occupational therapy services

20% of the Cost for physical and speech therapy services

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for physical, speech and occupational therapy sessions

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization and a referral.

20% of the cost for physical and speech therapy services

$0 for occupational therapy services

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay for physical, speech and occupational therapy sessions

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services.

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

Ambulance Services
In-Network

20% of the Cost for Medicare covered air ambulance services

$0 or $125 of the cost for Medicare-covered ground ambulance services

Minimum cost share applies to non-emergency ground ambulance transport

Authorization may be required for non-emergency services.

Out-of-Network

20% of the Cost for Medicare covered air ambulance services

$0 or $125 of the cost for Medicare-covered ground ambulance services

Minimum cost share applies to non-emergency ground ambulance transport

Authorization may be required for non-emergency services.

In-Network

20%† of the Cost for Medicare-covered air ambulance services.

$0 to $125 Copay for Medicare-covered ground ambulance services.

Minimum cost share applies to non-emergency ground ambulance transports.

Authorization may be required for non-emergency services.

Out-of-Network

20%† of the Cost for Medicare-covered air ambulance services.

$0 to $125 Copay for Medicare-covered ground ambulance services.

Minimum cost share applies to non-emergency ground ambulance transports.

Authorization may be required for non-emergency services.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare* benefits, you may pay $0 for your Medicare-covered services

Authorization may be required for non-emergency services.

In-Network

20% of the Cost for Medicare-covered air ambulance services

$0 or $125 of the cost for Medicare-covered ground ambulance services

Minimum cost share applies to non-emergency ground ambulance transport

Authorization may be required for non-emergency services.

Out-of-Network

20% of the Cost for Medicare-covered air ambulance services

$0 or $125 of the cost for Medicare-covered ground ambulance services

Minimum cost share applies to non-emergency ground ambulance transport

Authorization may be required for non-emergency services.

20% of the Cost for Medicare-covered air ambulance services

$0 or $125 of the Cost for Medicare-covered ground ambulance services

Minimum cost share applies to non-emergency ground ambulance transport

Authorization may be required for non-emergency services.

0% to 20% of the cost for air ambulance

0% to 20% of the cost for ground ambulance, not to

exceed $125 copay

Minimum cost share applies to non-emergency ambulance

transport.

Authorization may be required for non-emergency services.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for

your Medicare-covered services

Authorization may be required for non-emergency services.

20% of the Cost for Medicare-covered air ambulance services

0% to 20% of the Cost for Medicare-covered ground ambulance services, not to

exceed $125 copay

Minimum cost share applies to non-emergency ground ambulance transport

Authorization may be required for non-emergency services.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Authorization may be required for non-emergency services.

20% of the Cost for Medicare-covered air ambulance services

$0 or $125 of the Cost for Medicare-covered ground ambulance services

Minimum cost share applies to non-emergency air and ground ambulance transport

Authorization may be required for non-emergency services.

Transportation
In-Network

$0 Copay

24 one-way plan-approved health related locations

Out-of-Network

No Covered

In-Network

$0 Copay

36 one-way plan-approved locations

Out-of-Network

Not Covered

In-Network

$0 Copay

24 one-way plan-approved health related locations

Out-of-Network

No Covered

$0 Copay

24 one-way plan-approved locations

$0 Copay

36 one-way plan-approved locations

$0 Copay

36 one-way plan-approved locations

$0 Copay

24 one-way plan-approved locations

Medicare Part B Drugs
In-Network

0% to 20% of the Cost

You will pay no more than $24 Copay for a 30-day supply of insulins

Out-of-Network

0% to 20% of the Cost

You will pay no more than $24 for a 30-day supply of insulins

In-Network

20%† of the cost

You pay no more than $24 for a 30-day supply of insulin

Out-of-Network

20%† of the cost

You pay no more than $24 for a 30-day supply of insulin

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

In-Network

0% to 20% of the Cost

You will pay no more than $24 Copay for a 30-day supply of insulins

Out-of-Network

0% to 20% of the Cost

You will pay no more than $24 for a 30-day supply of insulins

0% to 20% Copay

You pay no more than $24 for a 30-day supply of insulins.

0% to 20% Copay

You may no more than $35 for a 30-day supply of insulins.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

20% of the Cost

You pay no more than $35 for a 30-day supply of insulin

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

0% to 20% of the Cost

$0 to $24 Copay for 30-day supply Part B insulins.

Prior authorization may be required.

Dialysis
In-Network

$0 Copay

Out-of-Network

$0 Copay

You are eligible for reimbursement at 80% of the Medicare

rate up to a maximum allowance of $25,000 per year for

dialysis services received in Mexico.

In-Network

$0 Copay

Out-of-Network

20%† of the cost

You are eligible for reimbursement at 80% of the Medicare rate up to a maximum allowance of $25,000 per year for dialysis services received in Mexico.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

In-Network

$0 Copay

Out-of-Network

$0 Copay

You are eligible for reimbursement at 80% of the Medicare

rate up to a maximum allowance of $25,000 per year for

dialysis services received in Mexico.

20% of the Cost

20% of the Cost

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

20% of the Cost

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

20% of the Cost

Durable Medical Equipment (DME)
In-Network

DME, prosthetics, and medical supplies: $0 for items $100 or less

20% of the cost for items over $100

Services may require authorization.

Out-of-Network

DME, prosthetics, and medical supplies: $0 for items $100 or less

20% of the cost for items over $100

Services may require authorization.

In-Network

DME, Prosthetics, and Medical Supplies: $0 for items $100 or less

20% of the Cost for items over $100

Services may require authorization.

Out-of-Network

DME, Prosthetics, and Medical Supplies: $0 for items $100 or less

20% of the Cost for items over $100

Services may require authorization.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization.

In-Network

DME, prosthetics, and medical supplies: $0 for items $100 or less

20% of the cost for items over $100

Services may require authorization.

Out-of-Network

DME, prosthetics, and medical supplies: $0 for items $100 or less

20% of the cost for items over $100

Services may require authorization.

DME, Prosthetics, & Medical Supplies: $0 for items $100 or less

20% of the Cost for items over $100

Services may require authorization.

DME, Prosthetics, & Medical Supplies: $0 for items $100 or less

20% of the Cost for items over $100

Services may require authorization.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization.

DME, Prosthetics, & Medical Supplies: $0 for items $100 or less

20% of the Cost for items over $100

Services may require authorization.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization.

DME, Prosthetics, & Medical Supplies: $0 for items $100 or less

20% of the Cost for items over $100

Services may require authorization.

ESRD Care Transportation
In-Network

Eligible members receive up to 76 one-way trips to dialysis treatments. If transportation is not used and you are privately transported to dialysis service, private driver reimbursed at $0.67 per mile.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

In-Network

Eligible members receive up to 132 one-way trips to dialysis treatments. If transportation is not used and you are privately transported to dialysis service, private driver reimbursed at $0.67 per mile.

The benefits mentioned area part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4 Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

Your Cost with Medicare and Medicaid

Eligible members receive up to 132 one-way trips to dialysis treatments. If transportation is not used and you are privately transported to dialysis service, private driver reimbursed at $0.67 per mile.

The benefits mentioned area part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4 Section 2's Medical Benefit Chart for more information.

In-Network

Eligible members receive up to 76 one-way trips to dialysis treatments. If transportation is not used and you are privately transported to dialysis service, private driver reimbursed at $0.67 per mile.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

Not Covered

Not Covered

Not Covered

Not Covered

Over-the-Counter Items / Healthy Foods / Utilities Benefit
In-Network

$330 Allowance every (3) three months

Eligible members pay $0 Copay for a debit card to use on over-the-counter items, healthy foods and produce, and assistance with utility costs. Remaining balance does not roll over to the next quarter.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

In-Network

$505 Allowance every (3) three months

Eligible members pay $0 Copay for a debit card to use on over-the-counter items, healthy foods and produce,and assistance with utility costs. Remaining balance does not roll over to the next quarter.

The benefits mentioned area part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4 Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

Your Cost with Medicare and Medicaid

$505 Allowance every (3) three months

Eligible members pay $0 Copay for a debit card to use on over-the-counter items, healthy foods and produce,and assistance with utility costs. Remaining balance does not roll over to the next quarter.

The benefits mentioned area part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4 Section 2's Medical Benefit Chart for more information.

In-Network

$400 Allowance every (3) three months

Eligible members pay $0 Copay for a quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

$300 Allowance every (3) months

$0 Copay for quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of a special supplemental program for the chronically ill. Qualifying conditions include diabetes, cardiovascular disorders, and chronic heart failure. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

$500 Allowance every (3) months

$0 Copay for quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of a special supplemental program for the chronically ill.Qualifying conditions include diabetes, cardiovascular disorders, and chronic heart failure. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

$500 Allowance every (3) months

$0 Copay for quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. Qualifying conditions include Schizophrenia, Schizoaffective, Bipolar, Major Depressive or Paranoid Disorders. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for Special Supplemental Benefits for more information

$330 Allowance every (3) months

$0 Copay for quarterly allowance to use for over-the-counter items. Benefit does not rollover to the next period.

Healthy foods and produce, wellness products and/or assistance with utilities benefits are a part of a special supplemental program for the chronically ill. Not all members qualify. Qualifying conditions include diabetes, cardiovascular disorders, stroke, overweight/obesity/metabolic syndrome, and cancer. This is not a full listing of eligible conditions. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for Special Supplemental Benefits for the Chronically Ill for a full listing of qualifying conditions.

Over-the-Counter Items / Healthy Foods / Utilities Benefit
In-Network

$330 Allowance every (3) three months

Eligible members pay $0 Copay for a debit card to use on over-the-counter items, healthy foods and produce, and assistance with utility costs. Remaining balance does not roll over to the next quarter.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

In-Network

$511 Allowance every (3) three months

Eligible members pay $0 Copay for a debit card to use on over-the-counter items, healthy foods and produce,and assistance with utility costs. Remaining balance does not roll over to the next quarter.

The benefits mentioned area part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4 Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

Your Cost with Medicare and Medicaid

$511 Allowance every (3) three months

Eligible members pay $0 Copay for a debit card to use on over-the-counter items, healthy foods and produce,and assistance with utility costs. Remaining balance does not roll over to the next quarter.

The benefits mentioned area part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4 Section 2's Medical Benefit Chart for more information.

In-Network

$415 Allowance every (3) three months

Eligible members pay $0 Copay for a quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. You must be on any mode of dialysis. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

Out-of-Network

Not covered

$330 Allowance every (3) months

$0 Copay for quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of a special supplemental program for the chronically ill. Qualifying conditions include diabetes, cardiovascular disorders, and chronic heart failure. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

$511 Allowance every (3) months

$0 Copay for quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of a special supplemental program for the chronically ill.Qualifying conditions include diabetes, cardiovascular disorders, and chronic heart failure. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for more information.

$525 Allowance every (3) months

$0 Copay for quarterly allowance to use for healthy foods and produce, over-the-counter items, wellness products and/or assistance with utilities. Benefit does not rollover to the next period.

The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. Qualifying conditions include Schizophrenia, Schizoaffective, Bipolar, Major Depressive or Paranoid Disorders. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for Special Supplemental Benefits for more information

$330 Allowance every (3) months

$0 Copay for quarterly allowance to use for over-the-counter items. Benefit does not rollover to the next period.

Healthy foods and produce, wellness products and/or assistance with utilities benefits are a part of a special supplemental program for the chronically ill. Not all members qualify. Qualifying conditions include diabetes, cardiovascular disorders, stroke, overweight/obesity/metabolic syndrome, and cancer. This is not a full listing of eligible conditions. Please see your Evidence of Coverage, Chapter 4, Section 2's Medical Benefit Chart for Special Supplemental Benefits for the Chronically Ill for a full listing of qualifying conditions.

Acupuncture
  • Medicare-covered acupuncture
In-Network

$0 Copay

Out-of-Network

$0 Copay

In-Network

$0 copay

Out-of-Network

$0 copay

Your Cost with Medicare and Medicaid

$0 copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

$0 Copay

$0 Copay

Your Cost with Medicare and Medicaid

$0 Copay

Not Covered

$0 Copay

Acupuncture
  • Routine Acupuncture
Not Covered
Not Covered
Not Covered

$0 copay for up to 50 visits every year

$0 Copay for up to 50 visits every year

Your Cost with Medicare and Medicaid

$0 Copay for up to 50 visits every year

Not Covered

$0 copay for up to 50 visits every year

Acupuncture
  • Routine Acupuncture
Not Covered
Not Covered
Not Covered

$0 copay for up to 30 visits every year

$0 Copay for up to 30 visits every year

Your Cost with Medicare and Medicaid

$0 Copay for up to 30 visits every year

Not Covered

$0 copay for up to 30 visits every year

Chiropractic
  • Medicare-covered chiropractic care
In-Network

$0 Copay

Out-of-Network

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

In-Network

$0 Copay

Out-of-Network

$0 Copay

$0 copay

$0 copay

Your Cost with Medicare and Medicaid

$0 copay

$0 copay

Services may require

authorization and a referral.

Your Cost with Medicare and Medicaid

$0 copay

Services may require authorization and a referral.

$0 Copay

Chiropractic
  • Routine chiropractic care
Not Covered
Not Covered
Not Covered

$0 copay for up to 20 visits every year

$0 copay for up to 20 visits every year

Your Cost with Medicare and Medicaid

$0 copay for up to 20 visits every year

Not Covered

$0 Copay for up to 20 visits every year

Podiatry Services
(Medicare-covered services only)
In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

In-Network

20%† of the Cost

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services.

Out-of-Network

20%† of the Cost

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services.

In-Network

$0 Copay

Services may require authorization and a referral.

Out-of-Network

$0 Copay

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

$0 Copay

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services

Services may require authorization.

20% of the Cost

Services may require authorization and a referral.

Your Cost with Medicare and Medicaid

$0 Copay

†If you have full Medicare benefits, you may pay $0 for your Medicare-covered services.

Services may require authorization.

$0 Copay

Services may require authorization and a referral.

Hospice

Covered by Original Medicare

Covered by Original Medicare

Covered by Original Medicare

Covered by Original Medicare

Covered by Original Medicare

Covered by Original Medicare

Covered by Original Medicare

Respite Service
In-Network

$0 Copay

Up to 12 sessions every year.

Out-of-Network

Not Covered

In-Network

$0 Copay

Up to 12 sessions every year.

Out-of-Network

Not Covered

In-Network

$0 Copay

Up to 12 sessions every year.

Out-of-Network

Not Covered

$0 Copay

Up to 12 times per year

$0 Copay

Up to 12 times per year

Not Covered
Not Covered
Personal Emergency Response System (PERS)
In-Network

$0 Copay

Out-of-Network

Not covered

In-Network

$0 Copay

Out-of-Network

Not covered

In-Network

$0 Copay

Out-of-Network

Not covered

$0 Copay

$0 Copay

$0 Copay

$0 Copay

Silver&Fit Fitness Benefit
In-Network

$0 Copay for receiving up to $35 reimbursed each month on gym membership or fitness classes

Out-of-Network

Not covered

In-Network

$0 Copay for receiving up to $35 reimbursed each month on gym membership or fitness classes

Out-of-Network

Not covered

In-Network

$0 Copay for receiving up to $35 reimbursed each month on gym membership or fitness classes

Out-of-Network

Not covered

$0 Copay for receiving up to $35 reimbursed each month on gym membership or fitness classes

$0 Copay for receiving up to $35 reimbursed each month on gym membership or fitness classes

$0 Copay for receiving up to $35 reimbursed each month on gym membership or fitness classes

$0 Copay for receiving up to $35 reimbursed each

month on gym membership or fitness classes

Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline)
In-Network

$0 Copay

You have access to a 24/7 specialized nephrology call center staffed by licensed nephrologists designed to assist members with ESRD related issues that may require diagnosis and treatment, questions, concerns and other resources relating to their ESRD dialysis care

Out-of-Network

Not covered

In-Network

$0 Copay

You have access to a 24/7 specialized nephrology call center staffed by licensed nephrologists designed to assist members with ESRD related issues that may require diagnosis and treatment, questions, concerns and other resources relating to their ESRD dialysis care

Out-of-Network

Not covered

In-Network

$0 Copay

You have access to a 24/7 specialized nephrology call center staffed by licensed nephrologists designed to assist members with ESRD related issues that may require diagnosis and treatment, questions, concerns and other resources relating to their ESRD dialysis care

Out-of-Network

Not covered

Not Covered
Not Covered
Not Covered
Not Covered
Annual Physical Exam
In-Network

$0 Copay for one (1) annual exam

Out-of-Network

$0 Copay for one (1) annual exam

In-Network

$0 Copay for one (1) annual exam

Out-of-Network

$0 Copay for one (1) annual exam

In-Network

$0 Copay for one (1) annual exam

Out-of-Network

$0 Copay for one (1) annual exam

$0 Copay for one (1) annual exam

$0 Copay for one (1) annual exam

$0 Copay for one (1) annual exam

$0 Copay for one (1) annual exam

Home and Bathroom Safety
Devices and Modifications
In-Network

$0 Copay for the provision of a shower chair

Out-of-Network

Not covered

In-Network

$0 Copay for the provision of a shower chair

Out-of-Network

Not covered

In-Network

$0 Copay for the provision of a shower chair

Out-of-Network

Not covered

$0 Copay for the provision of a shower chair

$0 Copay for the provision of a shower chair

$0 Copay for the provision of a shower chair

$0 Copay for the provision of a shower chair

Health Education
In-Network

$0 Copay for in-person or virtual interactive educational sessions with health professionals

Out-of-Network

Not Covered

In-Network

$0 Copay for in-person or virtual interactive educational sessions with health professionals

Out-of-Network

Not Covered

In-Network

$0 Copay for in-person or virtual interactive educational sessions with health professionals

Out-of-Network

Not Covered

$0 Copay

$0 Copay

$0 Copay

$0 Copay

Prescription Drug Coverage
Part D Deductible
In-Network

No deductible

In-Network

$615 Deductible (does not apply to Tier 1, 2 and 6)

Your cost with the Extra Help Program (for low-income subsidy)*

$0 Copay

In-Network

$615 Deductible (does not apply to Tiers 1, 2 and 6)

No deductible

$615 deductible (does not apply to Tier 1, 2, and 6)

$615 (does not apply to Tier 1 and Tier 6)

No Deductible

Initial Coverage
In-Network

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

In-Network

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

In-Network

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: Up to a 30-day supply

Mail Order: 100-day supply

Tier 1: Preferred Generic
In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy / Mail Order: $0 Copay

In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Tier 2: Generic
In-Network

Participating Retail Pharmacy: $3 Copay

Mail Order: $6 Copay

In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy / Mail Order: $0 Copay

In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $3 Copay

Mail Order: $6 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $3 Copay

Mail Order: $6 Copay

Tier 3: Preferred Brand
In-Network

Participating Retail Pharmacy: $47 Copay

Mail Order: $94 Copay

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: 25% of the cost

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

In-Network

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

If you receive assistance under the Extra Help Program*, your cost will be

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

Participating Retail Pharmacy: $47 Copay

Mail Order: $94 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

Participating Retail Pharmacy: $47 Copay

Mail Order: $94 Copay

Tier 3: Preferred Brand
In-Network

Participating Retail Pharmacy: $47 Copay

Mail Order: $94 Copay

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: 25% of the cost

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy / Mail Order: $0 Copay or $4.90 or $12.65 Copay

In-Network

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

If you receive assistance under the Extra Help Program*, your cost will be

Participating Retail Pharmacy / Mail Order: $0 Copay or $4.90 or $12.65 Copay

Participating Retail Pharmacy: $47 Copay

Mail Order: $94 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy / Mail Order: $0 Copay or $4.90 or $12.65 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy / Mail Order: $0 or $4.90 or $12.65 Copay

Participating Retail Pharmacy: $47 Copay

Mail Order: $94 Copay

Tier 4: Non-Preferred Brand
In-Network

Participating Retail Pharmacy: $100 Copay

Mail Order: $200 Copay

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: 25% of the cost

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

In-Network

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

If you receive assistance under the Extra Help Program*, your cost will be

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

Participating Retail Pharmacy: $100 Copay

Mail Order: $200 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order:

Generics: $0 or $3.20 or $10.20 Copay

Brands: $0 or $9.80 or $25.30 Copay

Participating Retail Pharmacy: $100 Copay

Mail Order: $200 Copay

Tier 4: Non-Preferred Brand
In-Network

Participating Retail Pharmacy: $100 Copay

Mail Order: $200 Copay

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: 25% of the cost

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy / Mail Order:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

In-Network

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

If you receive assistance under the Extra Help Program*, your cost will be

Participating Retail Pharmacy / Mail Order:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Participating Retail Pharmacy: $100 Copay

Mail Order: $200 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Mail Order:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Participating Retail Pharmacy: 25% of the Cost

Mail Order: 25% of the Cost

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy / Mail Order:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Participating Retail Pharmacy: $100 Copay

Mail Order: $200 Copay

Tier 5: Specialty Tier
In-Network

Participating Retail Pharmacy: 33% of the cost

Mail Order: A 100-day supply is not available in Tier 5

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: A 100-day supply is not available in Tier 5

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order: A 100-day supply is not available in Tier 5

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: A 100-day supply is not available in Tier 5

If you receive assistance under the Extra Help Program*, your cost will be

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 33% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 25% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 25% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 33% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Tier 5: Specialty Tier
In-Network

Participating Retail Pharmacy: 33% of the cost

Mail Order: A 100-day supply is not available in Tier 5

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: A 100-day supply is not available in Tier 5

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Mail Order: A 100-day supply is not available in Tier 5

In-Network

Participating Retail Pharmacy: 25% of the cost

Mail Order: A 100-day supply is not available in Tier 5

If you receive assistance under the Extra Help Program*, your cost will be

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Participating Retail Pharmacy: 33% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 25% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 25% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy:

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

Mail Order: A 100-day supply is not available in Tier 5

Participating Retail Pharmacy: 33% of the Cost

Mail Order: A 100-day supply is not available in Tier 5

Tier 6: Select Care Drugs
In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your cost with the Extra Help Program (for low-income subsidy)*

Participating Retail Pharmacy / Mail Order: $0 Copay

In-Network

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Your Cost with Medicare and Medicaid

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Participating Retail Pharmacy: $0 Copay

Mail Order: $0 Copay

Catastrophic Coverage
(after you or others on your behalf pay $2,100)
In-Network

During this stage, the plan pays the full cost for your covered Part D drugs.

During this stage, the plan pays the full cost for your covered Part D drugs.

In-Network

During this stage, the plan pays the full cost for your covered Part D drugs.

During this stage, the plan pays the full cost for your covered Part D drugs.

During this stage, the plan pays the full cost for your covered Part D drugs.

During this stage, the plan pays the full cost for your covered Part D drugs.

During this stage, the plan pays the full cost for your covered Part D drugs.

Important message about what you pay for insulin
In-Network

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

In-Network

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

Your cost with Extra Help*

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

In-Network

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

You won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

Your cost with Extra Help*

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

You won't pay more than $20 for a one-month supply or $60 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

Your Cost with Medicare and Medicaid

Generics: $0 or $4.80 or $15.30 Copay

Brands: $0 or $14.70 or $37.95 Copay

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5.

For mail order, yoau won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

Important message about what you pay for insulin
In-Network

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

In-Network

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

Your cost with Extra Help*

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

In-Network

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5.

For mail order, you won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

You won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

Your cost with Extra Help*

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65 Copay

You won't pay more than $20 for a one-month supply or $60 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6 and no more than $35 for a one-month supply of insulin on Tier 5, even if you haven't paid your deductible.

Your Cost with Medicare and Medicaid

Generics: $0 or $1.60 or $5.10 Copay

Brands: $0 or $4.90 or $12.65

At retail pharmacy locations, you won't pay more than $20 for a one-month supply or $60 for a three-month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. You will not pay more than $35 for a one-month supply of insulin on Tier 5.

For mail order, yoau won't pay more than $40 for a three month supply of each insulin product covered by our plan on Tiers 1, 2, 3, 4 and 6. Long term supplies of insulins in Tier 5 are not available through mail order.

Important message about what you pay for vaccines
In-Network

Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.

In-Network

Our plan covers most Part D vaccines at no cost to you, even if you haven't paid your deductible. Call Member Services for more information.

Your cost with Extra Help*

Our plan covers most Part D vaccines at no cost to you, even if you haven't paid your deductible. Call Member Services for more information.

In-Network

Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.

In-Network

Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.

In-Network

Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.

In-Network

Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.

In-Network

Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.

*Extra Help Program

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you have Medicare, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles. You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you have Medicare, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles. You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

*Extra Help Program

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you have Medicare, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles. You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles. You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.

If you have Medicaid, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles. You may pay $0 for your Part D premium, deductible and no more than the low- income subsidy amounts for all of your Part D drugs.

If you meet federal low income limits, you qualify for the Extra Help program that assists individuals with Part D cost shares, including deductibles.

You may pay $0 for your Part D premium, deductible and no more than the low income subsidy amounts for all of your Part D drugs.